Property and Capital Gains Tax

Expert tax advice for property investors, landlords and sellers.

Investing in property can be a powerful way to grow wealth, but the tax rules are complex. Whether you own one investment property or an established portfolio, we help you navigate negative gearing, rental deductions, record-keeping, CGT events and structuring decisions with clarity and confidence.

At Sztainboks, our accountants have over 40 years of experience supporting investors across Melbourne with reliable, accurate and proactive tax advice.

How We Help Property Investors

Investment Property Tax Returns

We handle the full preparation and lodgement of your rental property tax return, ensuring all income and expenses are recorded correctly — and that you claim every deduction you’re entitled to.

We assist with:

  • Rental income reporting

  • Repairs vs improvements

  • Depreciation (including QS reports)

  • Loan interest & refinancing

  • Capital works deductions (Div 43)

  • Water, rates, insurance, body corp fees

  • Agent statements and reconciliation

Negative Gearing Advice

We help you understand:

  • How negative gearing impacts your tax refund

  • Whether your property is positively or negatively geared

  • The cash-flow implications for your long-term strategy

  • How to maximise allowable deductions

Our advice is practical, clear and tailored to your situation.

Capital Gains Tax (CGT)

Selling a property? Planning to restructure? We ensure you understand the tax outcomes before you act.

We provide specialist CGT guidance, including:

  • CGT calculation & cost base adjustments

  • 50% CGT discount eligibility

  • Main residence exemption rules

  • 6-year absence rule

  • Partial exemptions

  • Strategies to reduce or defer CGT

  • Sell-vs-hold tax comparisons

A property sale is often your biggest tax event. Let us help you get it right.

Owning Multiple Properties

We support clients with growing portfolios by providing:

  • Portfolio tax strategy

  • Record-keeping systems

  • Cash-flow projections

  • Depreciation optimisation

  • Structuring advice (trusts, companies, joint ownership)

We help you stay organised and tax-efficient as your investments grow.

Property Structuring & Advice

Best structure for your investment

We advise on the tax implications of owning property through:

  • Individuals

  • Companies

  • Trusts

  • SMSFs (business real property only)

  • Joint investments

Correct structuring can significantly impact tax, asset protection and long-term wealth.

Pre-purchase & pre-sale tax advice

Before you buy or sell, we provide strategic guidance on:

  • Stamp duty considerations

  • Borrowing & interest deductibility

  • Ownership percentages

  • Renovation timing (“repair vs improvement”)

  • CGT on proposed sale

  • Cash-flow forecasting

A short conversation can save thousands.

Why Property Investors Choose Sztainboks

40+ years working with property investors

Clear, actionable advice

Accurate reporting for ATO compliance

Strategic planning 

Support for single-property owners and large portfolios

We make property tax simple, strategic and stress-free.

Speak with a property tax specialist today

Whether you’re buying, selling or managing an investment, we’ll help you make informed, tax-effective decisions.

Book a Free Consultation