Property and Capital Gains Tax

Expert tax advice for property investors, landlords and sellers.

Investing in property can be a powerful way to grow wealth — but the tax rules are complex. Whether you own one investment property or an established portfolio, we help you navigate negative gearing, rental deductions, record-keeping, CGT events and structuring decisions with clarity and confidence.

At Sztainboks, our accountants have over 40 years of experience supporting investors across Melbourne with reliable, accurate and proactive tax advice.

⭐ How We Help Property Investors

✔ Investment Property Tax Returns

We handle the full preparation and lodgement of your rental property tax return, ensuring all income and expenses are recorded correctly — and that you claim every deduction you’re entitled to.

We assist with:

  • Rental income reporting

  • Repairs vs improvements

  • Depreciation (including QS reports)

  • Loan interest & refinancing

  • Capital works deductions (Div 43)

  • Water, rates, insurance, body corp fees

  • Agent statements and reconciliation

✔ Negative Gearing Advice

We help you understand:

  • How negative gearing impacts your tax refund

  • Whether your property is positively or negatively geared

  • The cash-flow implications for your long-term strategy

  • How to maximise allowable deductions

Our advice is practical, clear and tailored to your situation.

✔ Capital Gains Tax (CGT)

Selling a property? Planning to restructure? We ensure you understand the tax outcomes before you act.

We provide specialist CGT guidance, including:

  • CGT calculation & cost base adjustments

  • 50% CGT discount eligibility

  • Main residence exemption rules

  • 6-year absence rule

  • Partial exemptions

  • Strategies to reduce or defer CGT

  • Sell-vs-hold tax comparisons

A property sale is often your biggest tax event — let us help you get it right.

✔ Owning Multiple Properties

We support clients with growing portfolios by providing:

  • Portfolio tax strategy

  • Record-keeping systems

  • Cash-flow projections

  • Depreciation optimisation

  • Structuring advice (trusts, companies, joint ownership)

We help you stay organised and tax-efficient as your investments grow.

⭐ Property Structuring & Advice

✔ Best structure for your investment

We advise on the tax implications of owning property through:

  • Individuals

  • Companies

  • Trusts

  • SMSFs (business real property only)

  • Joint investments

Correct structuring can significantly impact tax, asset protection and long-term wealth.

✔ Pre-purchase & pre-sale tax advice

Before you buy or sell, we provide strategic guidance on:

  • Stamp duty considerations

  • Borrowing & interest deductibility

  • Ownership percentages

  • Renovation timing (“repair vs improvement”)

  • CGT on proposed sale

  • Cash-flow forecasting

A short conversation can save thousands.

⭐ Why Property Investors Choose Sztainboks

✔ 40+ years working with property investors

✔ Clear, actionable advice

✔ Accurate reporting for ATO compliance

✔ Strategic planning — not just record-keeping

✔ Support for single-property owners and large portfolios

We make property tax simple, strategic and stress-free.

⭐ Speak with a property tax specialist today

Whether you’re buying, selling or managing an investment, we’ll help you make informed, tax-effective decisions.

Book a Free Consultation